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Chapter 1

Chapter 1: Small Loans Aren't Loans

6 min read1,434 words

“Mr. Chen, your credit limit is overdue. For details, please check…”

“Child, let’s stop playing this game. Every round costs tens of thousands to enter; no family fortune can withstand you squandering it like this. If this keeps up, our whole family will be eating chaff and wild greens!”

“Mom, trust me. Deep Sea Company’s new instance, the Shibuya Incident—someone sold me insider information. I’m going all in this round. Once I enter, I’ll definitely make a killing and win back all the equipment I lost before!”

“Sigh…”

Pain. His head hurt so much!

Countless fragments flooded into Chen Lai’s mind like running water, making his skull feel as if it were about to split apart.

What was going on? Hadn’t he been driving? Hadn’t the Dayun truck coming from the opposite direction turned on its high beams and flashed his eyes?

Opening his eyes, Chen Lai was somewhat dazed. A moment later, he smiled.

This was not his home. His rented room in Shanghai certainly did not have fine interior decoration. Like other transmigrators, he must have been delivered to another world by a Dayun truck.

A spoonful of sauce~

The fragments that had just appeared in his mind were all real. They were the original memories of this body.

This world was largely the same as the Earth from his previous life. The only difference was that there was a special game company: Deep Sea Company.

This company was a global behemoth, a massive trust that had nearly monopolized the entire gaming industry. For no other reason than the fact that the games it produced allowed people to experience them as if they were truly there!

Every world was incredibly real. Each day you spent in the game flowed at a 1:1 ratio with reality. The plot never repeated, and the logic of the characters was extremely rigorous…

Most importantly, as a company specializing in “loot, fight, and extract” games, every precious item you brought out of the game could be exchanged for money!

Virtual products exchanged for real gold and silver! Had there ever been such a good thing in the games of his previous life?

Naturally, games like these attracted countless players like moths to a flame. Office workers and students would enter Deep Sea games to pan for gold whenever they had time off. Members of society and graduates with gaming talent could become professional gold scavengers!

Gold scavengers were like the gold prospectors of San Francisco in the twentieth century in his previous life—they had a chance to get rich overnight if they found a key item.

The original owner, also named Chen Lai, was a graduate determined to become a Deep Sea gold scavenger. After graduating from university, he had been addicted to gold scavenging… but unfortunately, he had no talent!

“Mr. Chen, your Quick Loan is overdue. If you do not repay it, our company will take legal measures to collect…”

His phone vibrated with messages, but Chen Lai ignored them. These were all the small loans the original owner owed. Altogether, they should amount to over a hundred thousand… and all that money had been poured into Deep Sea games!

Yes, all of it had been spent on the game! Deep Sea Company’s games required entry gear, and the price of entry gear varied between instances. Ordinary instances could be entered for a few thousand yuan, while tickets to classified instances cost fifty thousand!

“Fucking hell. He didn’t make a single cent and still wanted to be a gold scavenger. The original owner was truly ruined by games.”

Chen Lai was not in a very good mood. He took out his phone and unlocked the screen.

The moment he unlocked it, a forced advertisement popped up. It showed a vast blue ocean. Only the tip of an iceberg protruded above the sea, while beneath the water was a dark expanse that stirred boundless imagination.

【Deep Sea Company. We only make reality.】

“Heh, this ad is pretty interesting.”

Chen Lai smiled. Game companies from his previous life truly would not have dared to use such a slogan.

Just as he was about to close the advertisement, his finger hesitated.

The original owner owed so much money. Even after his mother had taken out all her savings to help him repay it, it still had not been enough. A portion of the money that should have gone toward repayment had been misappropriated by him to buy some so-called insider information, and he had even privately prepared equipment for the next instance run.

Insider information, a new instance… no matter how he heard it, it sounded like telecom fraud.

Chen Lai did not believe in any insider information. If such information really existed, the person selling it should have used it to make money himself. Why sell it to the original owner?

Unfortunately, the original owner had already sunk too deep into his gaming addiction to pull himself out.

“Deep Sea Company… Let’s take a look. The equipment’s already been bought. The original owner had no gaming talent, but maybe I do?”

With that thought, Chen Lai tapped the iceberg on the screen, and the webpage immediately redirected.

【Curses and resentment, the aggregate of humanity’s negativity】

【Close friends and true feelings, the eyes of a god sealed away】

Two crimson lines of text leapt out from the screen, striking with great impact and seizing the viewer’s attention.

A subway train slowly approached from the distance. The passengers waiting nearby stood up and lined up before the railings, each of them wearing down jackets and scarves. It seemed to be winter.

In the next instant, time froze. Young men and women chatting and laughing, office workers with weary faces—their motions of lifting their feet were all fixed in place.

A pair of eyes appeared on the screen. Beautiful, azure-blue, like sapphires, they gazed emotionlessly at the person beyond the screen.

“Unlimited Void,” said the owner of the eyes.

Pale fingers intertwined. Colorful waves of light, like those from an old broken television, filled the view. From light-years away to the division of cells, countless pieces of information rendered people unable to move.

The screen went black, and everything returned to silence.

【New Classified Instance: Shibuya Incident, now open】

【Entry Gear: 50,000 yuan】

“Hah—hah—”

Chen Lai felt as though he could finally breathe again.

Those eyes had actually been able to make his mind go blank even through a screen?

Gojo Satoru, you bastard!

Yes, Chen Lai had recognized the blue-eyed protagonist. He was the true male lead of the manga Chen Lai had read in his previous life, Jujutsu Kaisen: Gojo Satoru!

And this so-called 【Shibuya Incident】 instance was nothing more than one of the climactic arcs in Jujutsu Kaisen.

“So in this world, the manga Jujutsu Kaisen doesn’t exist, and no one knows the plot?”

Chen Lai was stunned. What kind of third-rate novel trope was this?

Switching screens to Qiandu, Chen Lai searched for Jujutsu Kaisen.

Zero search results.

There really was no such manga. Perhaps it was because, in this world, it had become “reality.”

In that case, Chen Lai was wide awake. I’m the only one who knows the plot? Then shouldn’t I make ruthless use of it and rake in a fortune?

Thinking this, Chen Lai opened his bank card information and checked how much more money he could squeeze out.

The original owner’s mother had given him 120,000 yuan to repay his debts.

Fifty thousand had been used to pay off loans that were about to blow up, twenty thousand had been used to buy the so-called insider information, and the last fifty thousand had been used to buy the entry gear for the instance.

Chen Lai frowned.

Fifty thousand? What was fifty thousand enough for? If he was going to do this, he had to go bigger!

He had already lost everything. If he did not even dare to gamble big, how could he turn things around?

Downloading a whole pile of colorful small-loan apps, Chen Lai took out another large sum without regard for the cost!

Use loans to sustain loans—let the first loan drive the next loan!

He had already transmigrated, so why worry about trifles? All in!

After a flurry of operations, Chen Lai raised the number in his bank account to the level of 100,000 yuan.

This was already the limit. It was the maximum he could borrow based solely on his diploma.

“Log into the game. It’s time to show them some real skill!”

New book setting sail—please keep reading and give me all kinds of votes!

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